Lending Parameters
SCIP is a direct balance sheet lender focused on the needs of real estate investors and developers. The principal is Jan Brzeski who founded Arixa Capital in Los Angeles, with $4 billion of loans originated to date. SCIP originates loans for his personal portfolio, and for a small group of co-investors. SCIP maintains locations in Durham, NC and Los Angeles, CA.
The following table shows SCIP’s current lending parameters.
Loan Amounts
$200,000 - $4 million
Loan Maturities
Six months to five years
Maximum Loan-to-Cost / Loan-to-Value
65% to 75% depending on property type
Interest Rates
Typically 10-11%
Origination Fees
Typically 1-2 points to lender
Geographic Focus
California & North Carolina
Loan Types
Bridge, renovation & construction (home building)
Commercial & residential real estate
Property Types
(business purpose loans)