Terms of Use
Effective Date: 02/20/2025
These Terms of Use ("Terms") govern your use of the website operated by Sage Credit Investment Partners LLC (collectively, "SCIP" or "we"). By accessing or using this website (the "Site"), you accept and agree to be bound by these Terms. If you do not agree, please do not use the Site.
Regulatory Disclosures
Sage Credit Investment Partners LLC operates in North Carolina and California, offering investment opportunities and issuing loans to real estate developers. In California, all loans are made and arranged by Jan Brzeski pursuant to the State of California Department of Real Estate License No. 01408081 (NMLS ID No. 1458117). Additional relevant licenses and identifiers are as follows:
- North Carolina Broker: Sage Credit Investment Partners LLC (NC does not require a broker’s license for business-purpose loans)
- Sage Credit Income Fund LP NMLS ID: 2643602
By August 2025, Sage Credit Investment Partners LLC anticipates replacing the use of Jan Brzeski’s broker’s license with a California Finance Lenders (CFL) license.
No Offer of Advisory Services or Securities
The content on this Site is for informational purposes only and does not constitute an offer to sell or a solicitation to buy any securities, financial products, or investment services. Nothing on this Site should be construed as financial, legal, or investment advice. SCIP does not guarantee investment results, and past performance is not indicative of future returns.
Investment Risks
- Investments carry inherent risks, including the potential loss of capital. SCIP makes no representations or guarantees about future investment performance.
- No investment decision should be made based solely on information provided on this Site.
Loan Eligibility & Terms
- All loans issued by SCIP are subject to eligibility requirements, underwriting approval, and terms and conditions.
- Loan pre-qualification does not constitute a binding agreement.
- Terms may vary based on creditworthiness, collateral evaluation, and market conditions.
Use of the Site
- You agree to use the Site only for lawful purposes and in compliance with all applicable laws and regulations.
- Unauthorized use of any content, including copying, reproducing, distributing, modifying, or republishing Site materials, is strictly prohibited.
- Access to certain areas of the Site may require a user account. You are responsible for maintaining the confidentiality of your login credentials and agree to notify us immediately of any unauthorized use of your account.
Third-Party Links & Services
- This Site may contain links to third-party websites. SCIP does not endorse or assume responsibility for the accuracy, content, or policies of third-party sites. Users should review third-party privacy policies and terms before engaging with them.
Website Content & Liability Disclaimer
- The information provided on this website is for informational purposes only and does not constitute financial, legal, or investment advice.
- SCIP strives for accuracy but is not responsible for errors, omissions, or third-party content linked from this site.
- Users rely on the website’s information at their own risk.
Limitation of Liability
- SCIP is not responsible for any errors, inaccuracies, or interruptions of service on the Site.
- You acknowledge that the Site is provided "as is" without warranties of any kind, including but not limited to merchantability or fitness for a particular purpose.
- SCIP will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site.
Indemnification
You agree to indemnify and hold SCIP, its affiliates, employees, and agents harmless from any claims, liabilities, damages, losses, or expenses arising from your use of the Site, your violation of these Terms, or your infringement of any third-party rights.
Governing Law & Dispute Resolution
- These Terms are governed by the laws of the State of North Carolina, without regard to conflict of law principles.
- Any disputes arising from these Terms or your use of the Site shall be resolved through mandatory binding arbitration in either North Carolina or California, depending on the claimant's location. Arbitration shall be conducted in accordance with the rules of the American Arbitration Association (AAA).
- You waive any right to a jury trial or to participate in a class-action lawsuit.
Termination & Updates
- SCIP reserves the right to terminate access to the Site at its discretion, including for violations of these Terms.
- These Terms may be updated periodically without prior notice. Continued use of the Site constitutes acceptance of any revised Terms.
Contact Information
For questions about these Terms, contact us at:
Sage Credit Investment Partners LLC
732 Ninth Street #600, Durham, NC 27705
919-679-2977