Private bridge loan on a Malibu beachfront acquisition
Dry-sand beachfront in Malibu is among the most supply-constrained residential real estate in the country, and when the right acquisition opportunity appears, serious real estate investors move quickly. In just two weeks we were able to fund an $8,000,000 private bridge loan to support the purchase of a 3,519-square-foot luxury residence on Latigo Shore Drive, a stretch of Malibu coastline defined by direct beach access, private streets and unobstructed ocean frontage.
Project at a glance
Asset type – Single-family residence
Loan type – Bridge loan for acquisition
Loan amount – $8,000,000
Purchase price – $12,000,000
Appraised value – $12,775,000
LTC – 67%
LTV – 63%
The property
The home is a fully completed 4-bedroom, 5-bathroom residence with 3,519 square feet of living area and more than 60 feet of private beach frontage. The property includes approximately 800 square feet of outdoor living space, including an ocean view spa and lounge area with unobstructed 180-degree views, situated on an 8,725-square-foot lot. Every room in the home offers direct sightlines to the Pacific.
The investor's approach
The real estate investor behind this acquisition has built and scaled multiple successful private businesses and is actively expanding a portfolio focused on premium California residential markets. The Latigo Shore Drive property fit a specific acquisition thesis: a trophy beachfront asset at a defensible basis, held long term for income and appreciation in one of the country's most liquid luxury markets. The residence had been listed at $14,500,000 before seller motivation drove the price to $13,750,000 over several months. The investor moved decisively at $12,000,000, a basis well supported by the independently appraised value of $12,775,000, and intends to retire the bridge loan from business cash flows within the 12-month term.
What we look for in projects like this
Clear acquisition basis relative to market value. The purchase price was supported by a current appraisal and validated against recent comparable beachfront sales. Our loan entered at sub-65% LTV against that appraised figure.
A credible, specific exit. The investor had a defined repayment plan tied to identifiable business cash flows, not a speculative refinance or a sale assumption in an untested market.
An asset with inherent liquidity. True dry-sand beachfront homes on Latigo Shore Drive trade in an active market of high-net-worth domestic and international buyers. Limited inventory and continued demand support value stability even in periods of broader market softness.
Working with professional real estate investors
We work best with experienced real estate investors who approach acquisitions with discipline and plan their financing from the start. When the asset is right, the basis is defensible and the investor has a clear path to repayment, we can move quickly and reliably. Those are the relationships we are here to build. Contact us if this sounds like you.
